The Hidden Costs of Chasing Investment Trends, According to Michael Merlin

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Michael Merlin

LinkedIn Author

In a recent LinkedIn post, Michael Merlin discusses the often-overlooked downsides of chasing investment trends, arguing that the allure of quick gains can lead to detrimental decision-making and hinder long-term wealth accumulation.

Merlin highlights that the pursuit of trends can have costs extending beyond financial implications, affecting investors emotionally and altering their fundamental decision-making processes. He points out that the excitement of trending investments can easily displace essential investment principles.

“FOMO replaces discipline
Hype replaces research
Emotion replaces strategy”

As Michael Merlin elaborates, the rapid nature of trends contrasts sharply with the slow, steady process of wealth compounding. This disconnect often leads investors astray.

The Erosion of Sound Investment Principles

Michael Merlin identifies several key ways trend chasing can damage investment decisions. One primary issue is the replacement of strategic planning with fear of missing out (FOMO).

1. FOMO Over Strategy

Merlin argues that when FOMO takes hold, investment decisions are driven by fear rather than logic. He advises following a structured investment plan as a countermeasure.

2. Poor Entry Timing

According to Merlin, trend chasers often buy after prices have already surged significantly. He stresses the importance of focusing on valuation before excitement builds.

3. Neglect of Quality

The popularity of a trend can mask underlying weaknesses in a company’s fundamentals, Merlin points out. He advocates for prioritizing durable businesses with strong financial health.

“Trends move fast.
Wealth compounds slowly.”

This fundamental difference, as Merlin notes, is often lost on investors caught up in the hype.

The Cycle of Losses and Fatigue

Merlin further details how trend chasing can increase volatility and lead to poor capital allocation.

4. Increased Volatility and Losses

When trends reverse, emotional selling can be triggered, leading to losses. Merlin suggests using clear risk management rules early on to mitigate this.

5. Inefficient Capital Recycling

The constant switching between investments, driven by the pursuit of new trends, weakens the power of compounding. Merlin recommends holding strong investments longer.

6. Skipped Research

The perceived need for speed in trend chasing often leads to skipping crucial research. Merlin emphasizes the importance of studying businesses before committing capital.

7. Emotional and Mental Fatigue

The constant market noise associated with trends can create stress and impulsive reactions. Merlin advises focusing on long-term goals rather than daily headlines to combat this.

8. Disappearance of Patience

Ultimately, the expectation of fast gains becomes unrealistic, eroding patience. Michael Merlin concludes that real wealth growth stems from long-term compounding, not fleeting excitement.

“Trend chasing feels exciting in the moment.
But sustainable wealth usually grows quietly, patiently, and without hype.”

Merlin’s insights underscore a critical truth for investors: while trends may offer temporary excitement, sustainable financial growth is built on discipline, patience, and a focus on fundamental value.

📝 About This Content

This article is based on insights shared by Michael Merlin on LinkedIn.

📅 Originally posted on June 6, 2026 | View original post on LinkedIn →