As a business continuity professional, I work with businesses of all sizes to help them identify threats to the ongoing operation of the business. This can also identify opportunities for the business to grow and prosper including how to turn the threats into opportunities. Every business should have a continuity and recovery plan which must be documented and shared throughout the business, se everyone knows what to do when and if needed.
Its better to have a plan and not need it, rather than need it and not have it. Being prepared is not just something for the Boy Scouts.