In a recent LinkedIn post, Lissele Pratt delves into the practical challenges and real-world implications of emerging payment technologies, emphasizing the need to look beyond headline-level discussions.
Pratt, who is preparing to participate in a panel discussion at Money20/20 Asia in Bangkok, shared her excitement and insights on the evolving landscape of digital finance. She expressed a keen interest in the operational aspects of new payment systems, particularly how they function on the ground for businesses and individuals.
Pratt highlights the importance of understanding the underlying mechanics of financial transactions:
“Because when people talk about the future of payments, they often keep it at headline level. But the real tea is in what happens underneath it all, how money actually moves, where the friction still is, what businesses are struggling with, and what needs to change if these new rails are really going to work in the real world.”
Focus on Practical Application Over Theoretical Concepts
The core of Pratt’s message, as shared on LinkedIn, centers on the necessity of examining the practical application of innovations like stablecoins and Central Bank Digital Currencies (CBDCs). While acknowledging the excitement surrounding these advancements, she argues that their true value lies in their ability to facilitate faster, clearer, and less frictional transactions for everyday business operations.
According to Pratt, the focus should shift from the mere existence of new payment rails to their tangible impact.
The Business Impact of New Payment Technologies
Pratt points out that the conversation around the future of payments often remains superficial. She stresses the significance of dissecting the actual movement of money, identifying current bottlenecks, and understanding the struggles faced by businesses. This, in her view, is crucial for the successful implementation of new financial technologies.
Her perspective emphasizes a grounded approach to fintech innovation:
“Stablecoins, CBDCs, cross border settlement, new payment rails… all of it sounds exciting, and it is, but what matters even more is what this means in practice for businesses, operators, and the people trying to move money faster, clearer, and with less friction every day.”
Engagement and Future Outlook
Beyond her analysis of payment systems, Pratt also expressed personal enthusiasm for being in Thailand for Money20/20 Asia, noting it as her “BIRTHDAY month.” She extended an invitation to connect with fellow attendees, underscoring her eagerness to engage with others in the business and fintech community.
Pratt’s post also serves as an announcement for her participation in a panel discussion titled “Money’s Next Evolution: Stablecoins, CBDCs and the New Payment Stack” on Thursday, April 23rd. She will be joined by David Birch, Rahul Advani, Bhaumik Kotecha, and Maria Santos Oldham.
In her closing remarks, Pratt reiterates her call for practical engagement and discussion:
“So if you’re going to be in Bangkok for Money20/20 Asia, come and say hi, let’s connect 🙌🏽”
Pratt’s insights, shared via her LinkedIn post, provide a valuable perspective for industry professionals, urging a deeper dive into the operational realities that will shape the future of global payments.
📝 About This Content
This article is based on insights shared by Lissele Pratt on LinkedIn.
📅 Originally posted on April 16, 2026 | View original post on LinkedIn →